Critical Illness Insurance

Protect your family’s financial well-being in the event of a critical illness by opting for Critical Illness coverage, either as an addition to your Life Insurance policy for an extra cost or as a separate standalone policy.
Book My Free Consultation

Find answers to your most pressing questions about our protection planning services and process. The information provided in these FAQs does not constitute professional financial advice. We strongly recommend that you consult a professional adviser before proceeding with a financial transaction.

What is critical illness insurance?
A critical illness insurance policy provides a one-time payment if you are diagnosed with a serious health condition such as a heart attack, stroke, or cancer.
What conditions are covered by critical illness?
Critical illness insurance provides a payout if you experience one of the specified medical conditions or injuries outlined in the policy document. At the outset, you can typically decide whether you prefer a one-time payout for the first event or a policy that may pay out multiple times if you face additional serious illnesses later on. The range of conditions covered can vary widely among insurers, but all policies generally include essential conditions such as stroke, heart attack, and cancer. Many insurers also offer more extensive coverage that includes a broader selection of health conditions, such as organ transplant, Parkinson’s disease, Alzheimer’s disease, Multiple Sclerosis, and head injury. Additionally, certain policies may provide a smaller payout for minor illnesses or if one of your children is diagnosed with a critical illness as specified in your policy.
Can I add critical illness to my life insurance policy?
Many life insurance providers offer the option to enhance your coverage by adding a critical illness benefit to your policy.

Get Expert Advice Today

Embark on your path to a brighter financial future with a complimentary consultation at Fintegrity. Our dedicated team specialises in personalised financial planning that demystifies complex issues, enabling you to make confident decisions. We are committed to your success. Reach out to us today.

Book My Free Consultation
Neil Jenkins, Financial Planning Expert

Critical Illness Insurance offers you and your family invaluable protection during challenging times, allowing you to focus on recovery rather than financial stress. By providing a lump sum payment if you are diagnosed with a covered critical illness, this insurance ensures that your financial obligations, such as mortgage payments, childcare costs, or medical expenses, are taken care of even when you cannot work. This means you can access the necessary treatment and support without the added worry of how to manage your financial commitments. Choosing Critical Illness Insurance with Fintegrity means you are investing in peace of mind, knowing that you have a safety net in place to protect your loved ones and maintain your quality of life, no matter the uncertainties that may lie ahead.

Book My Free Consultation

Why Choose Fintegrity

Our services are designed to provide peace of mind and financial security for you and your loved ones.

Personalised Approach

We tailor our strategies to meet your unique financial situation and goals.

Experienced Advisors

Our dedicated team comprises highly skilled professionals with a wealth of experience in financial planning.

Proactive Planning

We emphasise innovative strategies designed to enhance your investment performance while effectively reducing the burden of taxes.

Transparent Communication

We ensure clear and straightforward communication, keeping you informed every step of the way.

What Our Clients Say

google
Kay Cooper 1 month ago
Neil has been fantastic in helping me sort out a long-term financial plan. His knowledge and advice has allowed me to stop worrying about the future and actually make my money work harder for me. Highly recommend!
...
google
DJ UC 3 months ago
Neil has been very professional and thorough with excellent patience. I am new to financial planning and he has been super helpful every step of the way
...
google
Sandra Bailey 3 months ago
I have been extremely happy with the service provided by Neil Jenkins. The advice given and his pleasant manner made me feel reassured when finalising my divorce. My annual review meetings are always thorough and informative.
...
google
Sandra Merriman 3 months ago
I have been extremely happy with the service provided by Neil Jenkins. The advice given and his pleasant manner made me feel reassured when finalising my divorce. My annual review meetings are always thorough and informative.
...
google
Steven 5 months ago
I started working with Neil and Fintegrity IFA around two months ago, and the experience so far has been excellent. The process has been professional, straightforward, and easy to understand thanks to Neil’s clear and patient approach. At no point have I felt rushed, with everything being explained and progressed at a pace I’m comfortable with. The service has been tailored to suit my specific circumstances and requirements, which I really appreciate.
I wouldn’t hesitate to recommend Neil and Fintegrity.
...
google
Fiona 5 months ago
Neil gave good advice and reassurance, confirming the research I had already done but was not sure I’d understood correctly. Highly recommend his one-off pension advice package
...
google
Cath Addis 11 months ago
We have used Neil for pension and estate planning. He has always been very easy to talk to, explaining all the options very clearly. We couldn't be happier and trust him completely.
...
google
Chris Boddice 1 year ago
Neil has been very helpful in reorganising my finances and has given me confidence that I am making the right choices. Great at explaining options and implications and at asking questions that make you think hard about what you really want. Recommended.
...
google
Peter Niven 1 year ago
I am due to retire in August this year, plus I came into a substantial legacy from my late mother, so I needed financial advice. He has met me several times and prepared a financial plan for me. I have complete trust in Neil and that is, of course, vital when dealing with large sums to be invested for one's retirement. In addition, he is easy to deal with, and explains quite complicated issues clearly and carefully. Altogether, he is a pleasure to work with and have 'on one's side'.

I am so grateful for everything, Neil (including the ongoing advice and support).

Peter
...
google
Rosamund Skinner 1 year ago
I was recommended to contact Neil Jenkins of Fintegrity IFA earlier this year, because I wanted financial advice and help to manage my financial affairs and my modest savings. I met with Neil twice and found him to be very friendly, approachable, professional and helpful. If I am honest I have little interest in finances but I do understand the need to make my money work for me, and Neil understood this and was very helpful. He listened to me and asked questions and made suggestions, then proposed a plan for my savings that met my requirements. He organised this for me very quickly and efficiently and continues to keep me updated. I feel I can trust him and know that he will respond if I have any queries.
...

The Areas We Cover

We are proud to support clients right across South East London, with a particular focus on the boroughs of Bexley, Bromley, Greenwich and Lewisham, as well as nearby Dartford. From Bexleyheath, Sidcup and Welling through to Blackheath, Woolwich, Charlton and Eltham, and across Orpington, Chislehurst, Beckenham, Peckham and Lewisham, we offer independent financial advice that is tailored to local families and professionals. With our office based in Blackheath, we are well placed to serve the whole region, combining national expertise with a strong local understanding of the communities we work with.

Book My Free Consultation
Neil Jenkins owner of Fintegrity

Secure your financial future with clarity and confidence. At Fintegrity, we provide independent advice on pensions, investments, retirement planning and family protection — helping you make informed decisions that align with your goals. Join our newsletter today for expert insights, practical tips, and updates designed to keep your finances on track in an ever-changing world.

Address: The Workers’ League House, 44-50 Royal Parade Mews, Blackheath, London, SE3 0TN

Telephone: 020 8301 2345

email: hello@fintegrityifa.co.uk

Planning

Financial Planning
Save for retirement
Put your pension to work
Invest for the future
Protect your loved ones
Lifetime cashflow plan
Inheritance Tax Planning

Company

About
Contact