Gifting Strategy Consultation

Unlock the power of gifting your estate to significantly reduce taxes while ensuring your family’s wealth is secure for generations to come.

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Questions About Gifting

Find answers to your most pressing questions about our inheritance tax planning services and process. The information provided in these FAQs does not constitute professional financial advice. We strongly recommend that you consult a professional adviser before proceeding with a financial transaction.

What is gifting?

Gifting is an essential aspect of estate planning that involves transferring assets or property to beneficiaries during your lifetime, allowing you to manage your wealth while potentially reducing inheritance taxes and ensuring your wishes are honoured.

How does gifting reduce Inheritance Tax?

Gifting can be an effective strategy for reducing inheritance tax. By transferring assets to loved ones during your lifetime, you can lower the probate value of your estate.

Are there any limits to how much I can gift?

There’s no limit to how much you can give away during your lifetime. However, understanding the intricacies of gift limits is vital for effective estate planning as it allows you to make informed decisions while ensuring that your generosity does not come with unexpected tax implications. By grasping the nuances of your annual gift allowances, the thresholds on gifts to trusts, and the tax treatment of Potentially Exempt Transfers, you can strategically allocate resources to loved ones and causes dear to you, all while navigating the regulations with ease. This knowledge empowers you to optimise your gifting strategy, allowing you to enjoy the fulfilment of giving without worrying about financial repercussions, thus enhancing the overall effectiveness of your estate planning efforts.

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Embark on your path to a brighter financial future with a complimentary consultation at Fintegrity. Our dedicated team specialises in personalised financial planning that demystifies complex issues, enabling you to make confident decisions. We are committed to your success. Reach out to us today.

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Estate gifting is a powerful tool for families looking to reduce their taxable estate and preserve wealth for future generations. Transferring assets to loved ones during your lifetime can significantly decrease the amount subject to estate taxes, ensuring more of your hard-earned wealth remains with your family. This proactive approach benefits your heirs and provides peace of mind, knowing your legacy is protected. At Fintegrity, we specialise in guiding families through the complexities of estate planning, offering tailored advice to maximise the benefits of gifting strategies.

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Why Choose Fintegrity

Our services are designed to provide peace of mind and financial security for you and your loved ones.

Personalised Approach

We tailor our strategies to meet your unique financial situation and goals.

Experienced Advisors

Our dedicated team comprises highly skilled professionals with a wealth of experience in financial planning.

Proactive Planning

We emphasise innovative strategies designed to enhance your investment performance while effectively reducing the burden of taxes.

Transparent Communication

We ensure clear and straightforward communication, keeping you informed every step of the way.

What Our Clients Say

Cath Addis 2 months ago

We have used Neil for pension and estate planning. He has always been very easy to talk to, explaining all the options very clearly. We couldn't be happier and trust him completely.

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Chris Boddice 3 months ago

Neil has been very helpful in reorganising my finances and has given me confidence that I am making the right choices. Great at explaining options and implications and at asking questions that make you think hard about what you really want. Recommended.

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Kay Cooper 5 months ago

Neil has been fantastic in helping me sort out a long-term financial plan. His knowledge and advice has allowed me to stop worrying about the future and actually make my money work harder for me. Highly recommend!

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Peter Niven 6 months ago

I am due to retire in August this year, plus I came into a substantial legacy from my late mother, so I needed financial advice. He has met me several times and prepared a financial plan for me. I have complete trust in Neil and that is, of course, vital when dealing with large sums to be invested for one's retirement. In addition, he is easy to deal with, and explains quite complicated issues clearly and carefully. Altogether, he is a pleasure to work with and have 'on one's side'.

I am so grateful for everything, Neil (including the ongoing advice and support).

Peter

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Rosamund Skinner 6 months ago

I was recommended to contact Neil Jenkins of Fintegrity IFA earlier this year, because I wanted financial advice and help to manage my financial affairs and my modest savings. I met with Neil twice and found him to be very friendly, approachable, professional and helpful. If I am honest I have little interest in finances but I do understand the need to make my money work for me, and Neil understood this and was very helpful. He listened to me and asked questions and made suggestions, then proposed a plan for my savings that met my requirements. He organised this for me very quickly and efficiently and continues to keep me updated. I feel I can trust him and know that he will respond if I have any queries.

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Janine Deakins 6 months ago

My husband and I needed some impartial financial advice with regard to investing some funds following retirement. Neil took the time to establish our plans for future financial outgoings and to assess the level of risk we were willing to engage with. He explained our options clearly and without any pressure to proceed. We found Neil to be professional, friendly and knowledgable in his field and were confident to go ahead with his recommendation.

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Henry Whelan 6 months ago

Neil was exceptional in helping me decide on life and illness insurance for me and my partner. He respected my specific needs and didn't stray from the brief. He was patient, knowledgeable, and ensured we got the right cover without overspending. Highly recommend!

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Greg Power 6 months ago

Neil has been extremely helpful on a variety of financial matters, providing an expert and personalised service. Would highly recommend.

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Megan Davidson 6 months ago

I was recommended Neil by my accountant to help me consolidate my multiple pensions and also give advise on where I would like to be when I retire.

To say the level of service is exceptional would be an understatement. Communication was clear and transparent all the way through with good help and advise and he was always quick to reply to emails or messages throughout the journey.

Would happily recommend to other businesses and people needed financial advice.

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Rich Merritt 2 year ago

Absolutely recommend Fintegrity. Thorough process to understand our situation, and appropriate recommendations for our future financial goals.

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Expert financial planning advice is essential for securing your future in a world of financial change. Whether managing investments, planning for retirement, or providing financial security for your family, professional guidance can help you make informed decisions aligned with your goals, giving you the confidence to enjoy life, knowing your financial health is in capable hands.

0203 086 7043

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The Workers’ League House, 44-50 Royal Parade Mews, Blackheath, London, SE3 0TN

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